Do you wish your money could go further? Do you want to save more? Start learning the skills you need to better manage your money with this tutorial, which covers topics like money management, banking, and retirement planning.
Money Management
1 Assessing How You Manage Money
- Introduction
- How do you manage money?
- Where does your money go?
- Changing the way you spend money
- Eight steps to better money management
- Setting goals
- Introduction
- What is a budget?
- Creating a budget
- A sample budget
- Following a budget
- Be a wise consumer
- Introduction
- What is credit?
- Payments and finance charges
- Choosing a credit card
- Other types of cards
- Tips for protecting your credit cards
- Credit reports and ratings
- Reviewing a credit report
- Correcting your credit report
- Introduction
- What is debt?
- How much debt is too much debt?
- Do you have a compulsive debt problem?
- Credit counseling and debt consolidation
- What is bankruptcy?
- Tips for staying out of debt
- Benefits of staying out of debt
Banking and Retirement
- Introduction
- What is a bank?
- How do banks operate, and how is your money protected?
- All about interest
- Banking fees
- Banking options and services
- What is a credit union?
- Finding a credit union
- Introduction
- What is a checking account?
- Opening a checking account
- Getting your checks
- Writing a check
- Deposit slips
- Withdrawal slips
- Keeping track of your account
- Automated teller machines and ATM cards
- Operating an ATM
- Introduction
- Deciding how to save
- Opening a savings account
- Deposit and withdrawal slip
- Keeping track of your savings account
- Saving for a child’s education
- Introduction
- Planning for retirement
- Seven retirement planning tips
- What is Social Security?
- How to obtain a Social Security card
- How to replace a Social Security card
- To retire comfortably, save regularly
- Setting retirement goals
- Introduction
- Investment plans at work
- What’s an IRA?
- Types of IRAs
- Other retirement savings options
- Choosing a financial advisor
- Avoid investment scams
Money in the Marketplace
10 Shopping 
- Introduction
- Comparative shopping
- Comparative shopping tips
- Looking for the best deal
- Price per unit
- Coupons, discount cards, sales, and rebates
- Sales tax
- Layaway
- Tips for becoming a savvy online or catalog shopper
- Introduction
- What is your car budget?
- Assess and research before you buy
- Negotiating the best deal
- Getting a car loan
- Options: Down payment, car payment, trade-in, or sell
- How much does that car really cost?
- The leasing option
- Introduction
- Finding a place to rent
- Where to look
- Renting a house or apartment
- Questions to ask a prospective landlord
- Other living options
- Introduction
- Can I afford a house?
- Where to look
- Finding a house
- Making an offer
- How much does that house cost?
- The home loan
- Living expenses
Marcio Dpaulla 